Azizah, F. H. ., Innayah, M. N., Tubastuvi, N. ., & Aryoko, Y. P. (2024). Factors Affecting Financial Behavior of Micro, Small and Medium Enterprises (MSMEs): The Role of Financial Inclusion, Financial Literacy and Financial Technology. Jurnal Ilmu Manajemen Advantage, 8(2), 113–128. https://doi.org/10.30741/adv.v8i2.1333