AZIZAH, F. H. .; INNAYAH, M. N.; TUBASTUVI, N. .; ARYOKO, Y. P. Factors Affecting Financial Behavior of Micro, Small and Medium Enterprises (MSMEs): The Role of Financial Inclusion, Financial Literacy and Financial Technology. Jurnal Ilmu Manajemen Advantage, [S. l.], v. 8, n. 2, p. 113–128, 2024. DOI: 10.30741/adv.v8i2.1333. Disponível em: https://ejournal.itbwigalumajang.ac.id/index.php/adv/article/view/1333. Acesso em: 23 apr. 2025.