Fauzah, R. et al. 2026. The Influence of Internal Locus of Control, Spiritual Intelligence, Financial Literacy, and Lifestyle on Personal Financial Management Behavior. Wiga : Jurnal Penelitian Ilmu Ekonomi. 16, 1 (Mar. 2026), 1–17. DOI:https://doi.org/10.30741/wiga.v16i1.1488.