FAUZAH, Risma; RAHMAWATI, Ika Yustina; TUBASTUVI, Naelati; ALFALISYADO, Alfalisyado. The Influence of Internal Locus of Control, Spiritual Intelligence, Financial Literacy, and Lifestyle on Personal Financial Management Behavior. Wiga : Jurnal Penelitian Ilmu Ekonomi, [S. l.], v. 16, n. 1, p. 1–17, 2026. DOI: 10.30741/wiga.v16i1.1488. Disponível em: https://ejournal.itbwigalumajang.ac.id/index.php/wiga/article/view/1488. Acesso em: 17 mar. 2026.