Research Trend of Moral Hazard in Banking Industry
DOI:
https://doi.org/10.30741/assets.v7i2.1029Keywords:
Moral Hazard, Banking Industry, Publications, ReviewAbstract
Academic journals provide an important forum for the global academic community to interact and develop knowledge on the topic of moral hazard in the banking industry. Reviewing papers published between 2012 and 2023 can help academics acquire full knowledge of how this important topic has evolved over time and indicate new topics for additional discovery and investigation. The previous publications were assessed based on the annual number of articles published, author contributions, and research focus in their studies using a systematic analysis of a two-stage literature review. According to the review on moral hazard in the banking industry from 2012 to 2023, this research highlights the importance of conducting a comprehensive literature review due to the decline in published papers. It also examines the distribution of publications across various journals and explores a diverse range of topics within the field. The results highlight the significance of efficient risk management, regulatory supervision, and proper allocation of financial resources for maintaining a secure and sustainable financial system. Additional studies in these areas can enhance our knowledge and provide valuable insights to policymakers and professionals aiming to foster financial stability and promote responsible business practices.
Downloads
References
Acharya, V., & Naqvi, H. (2012). The seeds of a crisis: A theory of bank liquidity and risk-taking over the business cycle. Journal of Financial Economics, 106(2), 349-366. doi: 10.1016/j.jfineco.2012.05.014.
Alfarol, A. K., & Bahwiyanti, J. (2023). PENGARUH KEPUASAN KERJA DAN STRESS KERJA TERHADAP TURNOVER INTENTION PADA PT. HASNUR RIUNG SINERGI KABUPATEN TAPIN. Al-KALAM: JURNAL KOMUNIKASI, BISNIS DAN MANAJEMEN, 10(1), 75–89.
Anizar, S., Anastasia, M., Rahman, A., & Yanti, J. B. (2023). Pengaruh Gender Terhadap Kualitas Laporan Keuangan Pada Perusahaan Manufaktur Terdaftar Di Bursa Efek Indonesia. Owner: Riset Dan Jurnal Akuntansi, 7(1), 156–163.
Cai, G. G., Chen, X., & Xiao, Z. (2014). The roles of bank and trade credits: Theoretical analysis and empirical evidence. Production and Operations Management, 23(4), 583-598. doi: 10.1111/poms.12035.
Cumming, D. J., & Johan, S. A. (2013). Venture Capital and Private Equity Contracting: An International Perspective. Cambridge: Academic Press.
Dewan, S. (2012). "Moral Hazard: A Tempest-Tossed Idea". The New York Times.
Dionne, G., Michaud, P.-C., & Dahchour, M. (2004). Separating Moral Hazard from Adverse Selection in Automobile Insurance: Longitudinal Evidence from France. Tilburg: Tilburg University.
Duchin, R., & Sosyura, D. (2014). Safer ratios, riskier portfolios: Banks' response to government aid. Journal of Financial Economics, 113(1), 1-28. doi: 10.1016/j.jfineco.2014.03.005.
Falagas, M. E., Pitsouni, E. I., Malietzis, G. A., & Pappas, G. (2008). Comparison of PubMed, Scopus, Web of Science, and Google Scholar: Strengths and weaknesses. FASEB Journal, 22, 338-342.
Fasha, Y., Karsudjono, A. J., & Fitr, S. (2023). EFEKTIVITAS PENDIDIKAN DAN PELATIHAN DALAM MENINGKATKAN KINERJA APARATUR SIPIL NEGARA PADA BADAN PENGEMBANGAN SUMBER DAYA MANUSIA DAERAH PROVINSI KALIMANTAN SELATAN. Al-KALAM: JURNAL KOMUNIKASI, BISNIS DAN MANAJEMEN, 10(1), 90–103.
Foos, D., Norden, L., & Weber, M. (2010). Loan growth and riskiness of banks. Journal of Banking & Finance, 34, 2929-2940.
Gorton, G., & Rosen, R. (1995). Corporate control, portfolio choice, and the decline of banking. Journal of Finance, 50, 1377-1420.
Gupta, C. P., & Jain, A. (2022). A Study of Banks’ Systemic Importance and Moral Hazard Behaviour: A Panel Threshold Regression Approach. Journal of Risk and Financial Management, 15, 537. https://doi.org/10.3390/jrfm15110537
Helmina, M. R. A., Oktaviani, A., Susilowati, P. I. M., & Sutomo, I. (2023). DEKONTRUKSI ASET TETAP PEMERINTAHAN (PADA AKUNTAN DI KOTA BANJARMASIN). JWM (JURNAL WAWASAN MANAJEMEN), 11(1), 42–59.
Hong, Y., & Chan, D. W. (2014). Research trend of joint ventures in construction: A two-decade taxonomic review. Journal of Facilities Management, 12(2), 118-141.
Hossain, M. M., & Chowdhury, A. U. M. (2015). Moral hazard in banking. Journal of Banking and Financial Services, 9(1), 96-115.
Howard, G. S., Cole, D. A., & Scot, M. E. (1987). Research productivity in psychology based on publication in the journals of the American Psychological Association. American Psychologist, 42, 975-986.
Husted, B. W. (2007). Agency, information, and the structure of moral problems in business. Organization Studies, 28, 177–195.
Jensen, M. C., & Meckling, W. H. (1976). Theory of the firm: Managerial behavior, agency costs and ownership structure. Journal of Financial Economics, 3, 305–360.
John Latsis, Constantinos Repapis (2014). A model intervenes: the many faces of moral hazard. Cambridge Journal of Economics, 38(4), 743–760. https://doi.org/10.1093/cje/bet069
Kamarullah, H., & Karsudjono, A. J. (2023). PERANAN MOTIVASI DALAM MENINGKATKAN KINERJA PENDIDIK DAN TENAGA KEPENDIDIKAN PADA SDN SUNGAI PARING 2 MARTAPURA. Al-KALAM: JURNAL KOMUNIKASI, BISNIS DAN MANAJEMEN, 10(1), 1–12.
Ke, Y., Wang, S., Chan, A. P., & Cheung, E. (2009). Research trend of public–private partnership in construction journals. Journal of Construction Engineering and Management, 135(10), 1076-1086.
Kim, I., Kim, I., & Han, Y. (2014). Deposit Insurance, Banks' Moral Hazard, and Regulation: Evidence from the ASEAN Countries and Korea. Emerging Markets Finance and Trade, 50(6), 56-71. doi: 10.1080/1540496X.2014.1013875.
Krugman, P. (2009). The Return of Depression Economics and the Crisis of 2008. W.W. Norton & Company.
Maclachlan, F. C. (2001). Market discipline in bank regulation: Panacea or paradox? The Independent Review, 6, 227-234.
Munandar, A., Fatimah, S., Cakranegara, P. A., Kunda, A., & Putri, P. A. A. N. (2023). EXAMINING THE IMPACT MANAGERIAL OWNERSHIP AND FINANCIAL PERFORMANCE ON DIVIDEND POLICY. Jurnal Ekonomi, 12(01), 66–70.
Myers, S. C., & Majluf, N. S. (1994). Corporate financing and investment decisions when firms have information that investors do not have. Journal of Financial Economics, 13(2), 187-221.
Rahayu, L., & Huda, I. U. (2023). E-COMMERCE SEBAGAI MEDIA UNTUK MENINGKATKAN PENDAPATAN USAHA UMKM DI MASA PANDEMIK COVID 19 DI KALIMANTAN SELATAN. Al-KALAM: JURNAL KOMUNIKASI, BISNIS DAN MANAJEMEN, 10(1), 151–175.
Rahmayanti, N. P. (2023). Pengaruh Marketplace dan Pembayaran Digital Terhadap Tingkat Penjualan UMKM Di Kota Banjarmasin. Al-KALAM: JURNAL KOMUNIKASI, BISNIS DAN MANAJEMEN, 10(1), 28–36.
Rahmayanti, N. P., & Karsudjono, A. J. (2023). ANALISIS PERBEDAAN PENDAPATAN GOJEK SEBELUM DAN SESUDAH PANDEMI COVID-19. Media Mahardhika, 21(2), 260–265.
Schooner, H. M., & Taylor, M. W. (2009). Global Bank Regulation: Principles and Policies. Academic Press.
Shrieves, R. E., & Dahl, D. (2003). Discretionary accounting and the behavior of Japanese banks under financial duress. Journal of Banking and Finance, 27, 1219-1243.
Stern, G. H. (1999). Managing moral hazard with market signals: How regulation should change with banking. Minneapolis Fed. Retrieved from https://www.minneapolisfed.org/article/1999/managing-moral-hazard-with-market-signals-how-regulation-should-change-with-banking
Tsai, C. C., & Wen, M. C. L. (2005). Research and trends in science education from 1998 to 2002: A content analysis of publication in selected journals. International Journal of Science Education, 27(1), 3-14.
Yamamoto, S., Yoneyama, T., & Kwon, W. J. (2012). An experimental study on adverse selection and moral hazard. Hitotsubashi Journal of Commerce and Management, 46, 51-64.
Yi, H., & Wang, Y. (2013). Trend of the research on public-funded projects. Open Construction and Building Technology Journal, 7, 51-62.
Zhang, D., Cai, J., Dickinson, D. G., & Kutan, A. M. (2016). Non-performing loans, moral hazard, and regulation of the Chinese commercial banking system. Journal of Banking and Finance, 63, 48-60. doi: 10.1016/j.jbankfin.2015.11.010.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2023 firdaus Al Maidah, Kartika Ayu Kinanti, Yulian Ade Chandra
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
